Gen-X renters have significantly weaker credit profiles than homeowners


 · The collapse of the housing market and the wave of foreclosures that followed prompted millions of people who, before 2007, might have been homeowners, to remain renters. As home.

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A third of owner-occupied homes do not have mortgages. Who are these homeowners, and what are their credit profiles? Renters are generally less affluent than homeowners. What differences are reflected in their credit profiles? What are the credit profiles of those who had a mortgage but are now renting? How many of

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Closing costs can vary widely by location and your home’s purchase price. Costs are split between you and the seller, but as the buyer you’ll cover the lion’s share. You can generally expect your closing costs to be 3% to 4% of the home’s sales price. So, on a $300,000 home, you can pay anywhere from $9,000 to $12,000 in closing costs.

Generation X is in its prime earning years, but the financial profiles of those renting are distinctly different from those who own a house, according to LendingTree. Gen-X renters have significantly weaker credit profiles than homeowners; the median 672 credit score for a Gen-X homeowners is considerably greater than the 586 for renters in the

More seniors prefer renting to buying. Also, by education and family type, the highest increases were in the number of renters with a bachelor degree or higher (up by 23%) and in families with no minor children (up by 21%). When trying to come up with a profile of this new type of renter, a certain group comes to mind: empty-nest Baby-Boomers.

Manhattan homebuyers make fewest first-quarter deals since 2009 (Bloomberg) — Manhattan’s would-be homebuyers are in no rush to make deals, while the number of condos and co-ops on the market continues to rise. Purchases dropped for a sixth straight quarter in the first three months of 2019 as sellers struggled to cut prices deeply enough to attract offers.Slower growth doesn’t dim Fannie and Freddie mortgage outlook New-home sales decline in January to three-month low New Home Sales Sales of new singlefamily houses in April 2019 were at a seasonally adjusted annual rate of 673,000, according to estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development.Contents Live oak city texas home texas mortgage pros silicon valley corridor Real estate parcel 19 reverse mortgage lender It’s. Continue Reading